PERSONAL BUDGET SAMPLES PROFESSIONAL

If the grocery bill totaled $120 in January, $150 in February, and $60 in March, then a good estimate of average monthly food expenses is (120 +150 + 60)/ 3 = 110. To figure variable expenses, just estimate the average amount figured from previous expenses. For example, rent is a fixed monthly expense. Some of these expenses are fixed expenses they do not change each month. Your parents might also be saving money to send you to college, as well as for a vacation. Next might be car expenses, like monthly car payments, car and house insurance, emergency funds, savings for retirement, and local, state, and federal taxes. First, there are probably mortgage payments for a house or monthly rent. Next, consider the expenses that a family needs to plan for. Ask your parents if they can think of other income sources. Family members might also have other sources of income, for example presents from a birthday or miscellaneous income from a part-time job. First, start with income, both from wages and savings. To answer any financial question, it is necessary to examine the parts of a family budget. Does he have enough money to buy a $500 iPad? To know this, Frank must look at his upcoming expenses and develop a plan for how he will use his income so that he doesn’t run out of money that he needs for essentials, such as food. For example, on payday, Frank receives a monthly check of $2,500. And even if people have enough money at a given time, they might need money to pay future expenses, like a house or college. This can be a challenge because often people do not have enough money to buy everything that they want.

In order to keep a good credit history, it is necessary to pay all bills on time. Research, Publications, and Presentations.

PERSONAL BUDGET SAMPLES PROFESSIONAL

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Personal budget samples